{"id":54,"date":"2019-05-28T21:16:12","date_gmt":"2019-05-28T21:16:12","guid":{"rendered":"https:\/\/mark.pat-martinez.com\/?page_id=54"},"modified":"2020-02-22T08:02:56","modified_gmt":"2020-02-22T18:02:56","slug":"faqs","status":"publish","type":"page","link":"https:\/\/honestcarpayment.com\/faqs\/","title":{"rendered":"FAQs"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;3.22.3&#8243;][et_pb_row _builder_version=&#8221;3.25&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_code _builder_version=&#8221;4.1&#8243;]<script type=\"application\/ld+json\"><!-- [et_pb_line_break_holder] -->{<!-- [et_pb_line_break_holder] -->  \"@context\": \"https:\/\/schema.org\/\",<!-- [et_pb_line_break_holder] -->  \"@type\": \"FAQPage\",<!-- [et_pb_line_break_holder] -->  \"specialty\": \"Auto Refinance\",<!-- [et_pb_line_break_holder] -->  \"audience\": \"Car Owners\",<!-- [et_pb_line_break_holder] -->  \"author\": {<!-- [et_pb_line_break_holder] -->    \"@type\": \"Organization\",<!-- [et_pb_line_break_holder] -->  \"name\": \"Honest Car Payment\",<!-- [et_pb_line_break_holder] -->  \"url\": \"https:\/\/honestcarpayment.com\/\"<!-- [et_pb_line_break_holder] -->  },<!-- [et_pb_line_break_holder] -->  \"keywords\": \"refinancing a car,how to refinance a car,how to lower car payment,normal car payment\",<!-- [et_pb_line_break_holder] -->   \"url\": \"https:\/\/honestcarpayment.com\/faqs\/\",<!-- [et_pb_line_break_holder] -->\"mainEntity\": [<!-- [et_pb_line_break_holder] -->{<!-- [et_pb_line_break_holder] -->    \"@type\": \"Question\",<!-- [et_pb_line_break_holder] -->    \"name\": \"Why should I refinance my vehicle?\",<!-- [et_pb_line_break_holder] -->    \"acceptedAnswer\": {<!-- [et_pb_line_break_holder] -->        \"@type\": \"Answer\",<!-- [et_pb_line_break_holder] -->        \"text\": \"Simple\u2026lowering your monthly payment will save you money! Life happens and your credit may have experienced some bumps and bruises. You\u2019re not alone. At Honest Car Payment we have access to numerous lenders, ensuring you\u2019re getting the lowest terms possible on your auto loan.\"<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] -->},<!-- [et_pb_line_break_holder] -->{<!-- [et_pb_line_break_holder] -->    \"@type\": \"Question\",<!-- [et_pb_line_break_holder] -->    \"name\": \"I\u2019ve refinanced my home mortgage; can the same thing be done with my auto loan?\",<!-- [et_pb_line_break_holder] -->    \"acceptedAnswer\": {<!-- [et_pb_line_break_holder] -->        \"@type\": \"Answer\",<!-- [et_pb_line_break_holder] -->        \"text\": \"Absolutely! It\u2019s like restructuring your home mortgage to a lower payment. Honest Car Payment specializes in refinancing auto loans, which could possibly save you hundreds or even thousands of dollars.\"<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] -->},<!-- [et_pb_line_break_holder] -->{<!-- [et_pb_line_break_holder] -->    \"@type\": \"Question\",<!-- [et_pb_line_break_holder] -->    \"name\": \"Can Honest Car Payment refinance my truck?\",<!-- [et_pb_line_break_holder] -->    \"acceptedAnswer\": {<!-- [et_pb_line_break_holder] -->        \"@type\": \"Answer\",<!-- [et_pb_line_break_holder] -->        \"text\": \"Honest Car Payment can refinance cars, trucks, SUVs, and RVs. Unfortunately, we are currently unable to refinance commercial vehicles, motorcycles or lease buyouts.\"<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] -->},<!-- [et_pb_line_break_holder] -->{<!-- [et_pb_line_break_holder] -->    \"@type\": \"Question\",<!-- [et_pb_line_break_holder] -->    \"name\": \"What do you need from me to refinance my auto loan?\",<!-- [et_pb_line_break_holder] -->    \"acceptedAnswer\": {<!-- [et_pb_line_break_holder] -->        \"@type\": \"Answer\",<!-- [et_pb_line_break_holder] -->        \"text\": \"Fill out the brief application which provides us with general information about you, your current auto loan, your vehicle and any auto warranties. This information helps us find the best terms you qualify for with our lending partners.\"<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] -->},<!-- [et_pb_line_break_holder] -->{<!-- [et_pb_line_break_holder] -->    \"@type\": \"Question\",<!-- [et_pb_line_break_holder] -->    \"name\": \"Will refinancing my auto loan affect my credit score?\",<!-- [et_pb_line_break_holder] -->    \"acceptedAnswer\": {<!-- [et_pb_line_break_holder] -->        \"@type\": \"Answer\",<!-- [et_pb_line_break_holder] -->        \"text\": \"After submitting the application, a soft credit inquiry will made which has no impact to your credit score. If you choose to move forward with refinancing your auto loan, a hard inquiry will be made which will be recorded by the credit bureaus.\"<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] -->},<!-- [et_pb_line_break_holder] -->{<!-- [et_pb_line_break_holder] -->    \"@type\": \"Question\",<!-- [et_pb_line_break_holder] -->    \"name\": \"Do I keep making my existing car payment while working with Honest Car Payment?\",<!-- [et_pb_line_break_holder] -->    \"acceptedAnswer\": {<!-- [et_pb_line_break_holder] -->        \"@type\": \"Answer\",<!-- [et_pb_line_break_holder] -->        \"text\": \"YES! Please continue to make your existing car payment. Once approved, an Honest Car Payment manager will walk you through the next steps.\"<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] -->]<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><\/script>[\/et_pb_code][et_pb_text _builder_version=&#8221;4.3.2&#8243; header_font=&#8221;||||||||&#8221; header_line_height=&#8221;1.3em&#8221; header_3_font=&#8221;Montserrat||||||||&#8221; header_3_line_height=&#8221;1.3em&#8221; hover_enabled=&#8221;0&#8243;]<\/p>\n<h1 style=\"text-align: center;\">Frequently Asked Questions About Refinancing Your Car<\/h1>\n<p>&nbsp;<\/p>\n<h3><\/h3>\n<h3>Why should I refinance my vehicle?<\/h3>\n<p>Simple\u2026lowering your monthly payment will save you money! Life happens and your credit may have experienced some bumps and bruises. You\u2019re not alone. At Honest Car Payment we have access to numerous lenders, ensuring you\u2019re getting the lowest terms possible on your <a href=\"\/new-auto-loans\/\">auto loan<\/a>.<\/p>\n<p>&nbsp;<\/p>\n<h3>I\u2019ve refinanced my home mortgage; can the same thing be done with my auto loan?<\/h3>\n<p>Absolutely! It\u2019s like restructuring your home mortgage to a lower payment. Honest Car Payment specializes in <a href=\"\/auto-loan-refinance\/\">refinancing auto loans<\/a>, which could possibly save you hundreds or even thousands of dollars.<\/p>\n<p>&nbsp;<\/p>\n<h3>Can Honest Car Payment refinance my truck?<\/h3>\n<p>Honest Car Payment can refinance cars, trucks, SUVs, and RVs. Unfortunately, we are currently unable to refinance commercial vehicles, motorcycles or <a href=\"\/auto-loan-refinance\/auto-lease-buyout-loans\/\">lease buyouts<\/a>.<\/p>\n<p>&nbsp;<\/p>\n<h3>What do you need from me to refinance my auto loan?<\/h3>\n<p><a href=\"https:\/\/www.routeone.net\/XRD\/xrdStart.do?dealerId=BA4MI\">Fill out the brief application<\/a> which provides us with general information about you, your current auto loan, your vehicle and any auto warranties. This information helps us find the best terms you qualify for with our lending partners.<\/p>\n<p>&nbsp;<\/p>\n<h3>Will refinancing my auto loan affect my credit score?<\/h3>\n<p>After submitting the application, a soft credit inquiry will made which has no impact to your credit score. If you choose to move forward with refinancing your auto loan, a hard inquiry will be made which will be recorded by the credit bureaus.<\/p>\n<p>&nbsp;<\/p>\n<h3>Do I keep making my existing car payment while working with Honest Car Payment?<\/h3>\n<p>YES! Please continue to make your existing car payment. Once approved, an <a href=\"https:\/\/honestcarpayment.com\/about-us\/\">Honest Car Payment manager<\/a> will walk you through the next steps.<\/p>\n<p>&nbsp;<\/p>\n<h3 style=\"color: #555;\">Remember, we\u2019re only a phone call away to assist with additional questions. Call today at\u00a0<a style=\"color: #2ea3f2;\" href=\"tel:808-534-1234\">(808) 534-1234<\/a> or send us an <a a=\"\" style=\"color: #2ea3f2;\" href=\"\/contact\">email<\/a>.<\/h3>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Frequently Asked Questions About Refinancing Your Car &nbsp; Why should I refinance my vehicle? Simple\u2026lowering your monthly payment will save you money! Life happens and your credit may have experienced some bumps and bruises. You\u2019re not alone. At Honest Car Payment we have access to numerous lenders, ensuring you\u2019re getting the lowest terms possible on [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Read Our FAQ&#039;s to Learn How to Refinance a Car | Honest Car Payment<\/title>\n<meta name=\"description\" content=\"Wondering how to refinance your car? 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