{"id":713,"date":"2019-10-11T08:24:25","date_gmt":"2019-10-11T18:24:25","guid":{"rendered":"https:\/\/honestcarpayment.com\/?page_id=713"},"modified":"2020-02-22T07:58:48","modified_gmt":"2020-02-22T17:58:48","slug":"auto-refinance-101","status":"publish","type":"page","link":"https:\/\/honestcarpayment.com\/auto-refinance-101\/","title":{"rendered":"Auto Refinance 101"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; _builder_version=&#8221;3.29.3&#8243;][et_pb_fullwidth_header title=&#8221;Auto Refinance 101&#8243; _builder_version=&#8221;3.29.3&#8243;][\/et_pb_fullwidth_header][et_pb_fullwidth_code _builder_version=&#8221;4.1&#8243;]<script type=\"application\/ld+json\"><!-- [et_pb_line_break_holder] -->{<!-- [et_pb_line_break_holder] -->  \"@context\": \"https:\/\/schema.org\",<!-- [et_pb_line_break_holder] -->  \"@type\": \"FAQPage\",<!-- [et_pb_line_break_holder] -->  \"mainEntity\": [{<!-- [et_pb_line_break_holder] -->    \"@type\": \"Question\",<!-- [et_pb_line_break_holder] -->    \"name\": \"What is auto refinance?\",<!-- [et_pb_line_break_holder] -->    \"acceptedAnswer\": {<!-- [et_pb_line_break_holder] -->      \"@type\": \"Answer\",<!-- [et_pb_line_break_holder] -->      \"text\": \"Refinancing your car means replacing your existing loan with a new one. Finding a new loan with better terms allows you to pay off your original, high-interest loan and immediately begin making lower monthly payments, potentially saving thousands of dollars over the life of your loan.\"<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] -->  },{<!-- [et_pb_line_break_holder] -->    \"@type\": \"Question\",<!-- [et_pb_line_break_holder] -->    \"name\": \"How do I refinance my car loan?\",<!-- [et_pb_line_break_holder] -->    \"acceptedAnswer\": {<!-- [et_pb_line_break_holder] -->      \"@type\": \"Answer\",<!-- [et_pb_line_break_holder] -->      \"text\": \"Step 1: You fill out our quick application and confirm your information. Step 2: We contact you within 2 business days with your new loan terms. Step 3: We handle all the paperwork and pay off your original loan.\"<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] -->  },{<!-- [et_pb_line_break_holder] -->    \"@type\": \"Question\",<!-- [et_pb_line_break_holder] -->    \"name\": \"When should I refinance my vehicle?\",<!-- [et_pb_line_break_holder] -->    \"acceptedAnswer\": {<!-- [et_pb_line_break_holder] -->      \"@type\": \"Answer\",<!-- [et_pb_line_break_holder] -->      \"text\": \"If your credit has improved since you got your original loan, you might qualify for lower rates now. Additionally, if interest rates were high when you financed, lower ones may be available to you. If you originally borrowed from a dealership, it\u2019s also possible that your current rate is inflated because it includes an amount to compensate the dealer for financing your loan.\"<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] -->  },{<!-- [et_pb_line_break_holder] -->    \"@type\": \"Question\",<!-- [et_pb_line_break_holder] -->    \"name\": \"Why don\u2019t more people refinance their car loans?\",<!-- [et_pb_line_break_holder] -->    \"acceptedAnswer\": {<!-- [et_pb_line_break_holder] -->      \"@type\": \"Answer\",<!-- [et_pb_line_break_holder] -->      \"text\": \"Many people assume there is a lot of hassle involved in auto refinance. Many expect it will cost more time and money than it\u2019s worth. Others simply aren\u2019t aware that refinancing is an option. The truth is, auto refinancing can involve a lot of work if you go it alone, but when you work with Honest Car Payment, we do almost everything for you.\"<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] -->  }]<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><\/script>[\/et_pb_fullwidth_code][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;3.29.3&#8243;][et_pb_row _builder_version=&#8221;3.29.3&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.29.3&#8243;][et_pb_text _builder_version=&#8221;3.29.3&#8243;]<\/p>\n<p>You may be paying more on your car loan every month than you need to. Auto refinancing can save you money by lowering your interest rate and your monthly payment. At Honest Car Payment, refinancing is quick, easy, and transparent.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;3.29.3&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.29.3&#8243;][et_pb_text admin_label=&#8221;What is auto refinance?&#8221; _builder_version=&#8221;3.29.3&#8243;]<\/p>\n<h2>What is Auto Refinance?<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;3.29.3&#8243;]<\/p>\n<p>Refinancing your car means replacing your existing loan with a new one. Finding a <a href=\"\/new-auto-loans\/\">new loan<\/a> with better terms allows you to pay off your original, high-interest loan and immediately begin making lower monthly payments, potentially saving thousands of dollars over the life of your loan.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;3.29.3&#8243;]<\/p>\n<p>Refinancing your car by yourself involves contacting different lenders, dealing with loan officers, and shopping around for the best option. At Honest Car Payment, we do all that for you.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;3.29.3&#8243;]<\/p>\n<p>Working with us is different than getting a new loan from a bank or dealership. While loan officers are obligated to put the lender\u2019s interests first, we are not. We work only for you, our customer, and we take no money from car dealers or banks. This allows us to be 100% transparent and put your interests first. We also have access to hundreds of lending institutions, which enables us to find you the absolute best loan deal with the lowest payment possible. <strong>Plus, you only pay us if you decide to move forward with the new loan agreement we find.<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;3.29.3&#8243; background_color=&#8221;#023299&#8243;][et_pb_row _builder_version=&#8221;3.29.3&#8243; background_color=&#8221;#023299&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.29.3&#8243;][et_pb_text admin_label=&#8221;Keep reading to learn more about how our process works.&#8221; _builder_version=&#8221;3.29.3&#8243; text_text_color=&#8221;#ffffff&#8221; header_3_text_color=&#8221;#ffffff&#8221; background_color=&#8221;#023299&#8243;]<\/p>\n<h3>Keep reading to learn more about how our process works.<\/h3>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;3.29.3&#8243;][et_pb_row _builder_version=&#8221;3.29.3&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.29.3&#8243;][et_pb_text admin_label=&#8221;How do I refinance my car loan?&#8221; _builder_version=&#8221;3.29.3&#8243;]<\/p>\n<h2>How Do I Refinance My Car Loan?<\/h2>\n<p>Our process is simple:<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;3.25&#8243; custom_margin=&#8221;-9px|auto||auto||&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;3.25&#8243; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_start=&#8221;rgba(0,0,0,0.53)&#8221; background_color_gradient_end=&#8221;rgba(0,0,0,0.53)&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/honestcarpayment.com\/wp-content\/uploads\/2019\/05\/iStock-667345690_web.jpg&#8221; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Step 1&#8243; _builder_version=&#8221;3.29.3&#8243; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#ffffff&#8221; text_font_size=&#8221;23px&#8221; text_line_height=&#8221;1.5em&#8221; header_font=&#8221;||||||||&#8221; header_4_font=&#8221;Montserrat|600|||||||&#8221; header_4_text_color=&#8221;#ffffff&#8221; header_4_font_size=&#8221;34px&#8221; custom_padding=&#8221;100px|40px|100px|40px|true|true&#8221;]<\/p>\n<p><span style=\"font-size: 30px;\"><strong>Step 1<\/strong><\/span><\/p>\n<p>You fill out our quick application and confirm your information.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;3.25&#8243; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_start=&#8221;rgba(0,0,0,0.53)&#8221; background_color_gradient_end=&#8221;rgba(0,0,0,0.53)&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/honestcarpayment.com\/wp-content\/uploads\/2019\/05\/iStock-450447375_web.jpg&#8221; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Step 2&#8243; _builder_version=&#8221;3.29.3&#8243; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#ffffff&#8221; text_font_size=&#8221;23px&#8221; text_line_height=&#8221;1.5em&#8221; header_font=&#8221;||||||||&#8221; header_4_font=&#8221;Montserrat|600|||||||&#8221; header_4_text_color=&#8221;#ffffff&#8221; header_4_font_size=&#8221;34px&#8221; custom_padding=&#8221;100px|40px|100px|40px|true|true&#8221;]<\/p>\n<p><span style=\"font-size: 30px;\"><strong>Step 2<\/strong><\/span><\/p>\n<p>We contact you within 2 business days with your new loan terms.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;3.25&#8243; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_start=&#8221;rgba(0,0,0,0.53)&#8221; background_color_gradient_end=&#8221;rgba(0,0,0,0.53)&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/honestcarpayment.com\/wp-content\/uploads\/2019\/05\/iStock-884359476_web.jpg&#8221; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Step 3&#8243; _builder_version=&#8221;3.29.3&#8243; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#ffffff&#8221; text_font_size=&#8221;23px&#8221; text_line_height=&#8221;1.5em&#8221; header_font=&#8221;||||||||&#8221; header_4_font=&#8221;Montserrat|600|||||||&#8221; header_4_text_color=&#8221;#ffffff&#8221; header_4_font_size=&#8221;34px&#8221; custom_padding=&#8221;100px|40px|100px|40px|true|true&#8221;]<\/p>\n<p><span style=\"font-size: 30px;\"><strong>Step 3<\/strong><\/span><\/p>\n<p>We handle all the paperwork and pay off your original loan.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_5,3_5,1_5&#8243; _builder_version=&#8221;3.29.3&#8243;][et_pb_column type=&#8221;1_5&#8243; _builder_version=&#8221;3.29.3&#8243;][et_pb_text admin_label=&#8221;Step 1: Your Application&#8221; _builder_version=&#8221;3.29.3&#8243; text_text_color=&#8221;#023299&#8243; text_font_size=&#8221;22px&#8221; text_line_height=&#8221;1em&#8221;]<\/p>\n<h3>Step 1: Your Application<\/h3>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;3.29.3&#8243;][et_pb_text _builder_version=&#8221;3.29.3&#8243;]<\/p>\n<p>The application process is brief. We ask for basic information about you, your current auto loan, your vehicle, and any auto warranties.<\/p>\n<p>You also need to <a href=\"https:\/\/honestcarpayment.com\/getpreapproved\" target=\"_blank\" rel=\"noopener noreferrer\">get pre-qualified for your new loan<\/a> by submitting to a soft credit check, which will not affect your credit score in any way. <strong>A hard inquiry (which will be recorded by credit bureaus) will not be made unless you decide to move forward with the new loan.<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_5&#8243; _builder_version=&#8221;3.29.3&#8243;][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_5,3_5,1_5&#8243; _builder_version=&#8221;3.29.3&#8243;][et_pb_column type=&#8221;1_5&#8243; _builder_version=&#8221;3.29.3&#8243;][et_pb_text _builder_version=&#8221;3.29.3&#8243; text_text_color=&#8221;#023299&#8243; text_font_size=&#8221;22px&#8221; text_line_height=&#8221;1em&#8221;]<\/p>\n<h3>Step 2: Finding Your New Loan<\/h3>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;3.29.3&#8243;][et_pb_text admin_label=&#8221;Text&#8221; _builder_version=&#8221;3.29.3&#8243;]<\/p>\n<p>Next, Honest Car Payment will search our network of lending partners for a better loan deal for you. We are always completely transparent with the loan agreements we find. We\u2019ll even search for overcharges in your current financing for potential refunds and return them to you.<\/p>\n<p>Once we\u2019ve found you the best possible deal on a new loan, we\u2019ll contact you and show you our findings. We\u2019re always happy to walk you through the new terms and answer any questions you have. We make all the loan details available to you, and <strong>all Honest Car Payment charges will be displayed transparently on the new loan contract.<\/strong> No hidden fees. No loan markups. No surprises.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_5&#8243; _builder_version=&#8221;3.29.3&#8243;][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_5,3_5,1_5&#8243; _builder_version=&#8221;3.29.3&#8243;][et_pb_column type=&#8221;1_5&#8243; _builder_version=&#8221;3.29.3&#8243;][et_pb_text _builder_version=&#8221;3.29.3&#8243; text_text_color=&#8221;#023299&#8243; text_font_size=&#8221;22px&#8221; text_line_height=&#8221;1em&#8221;]<\/p>\n<h3>Step 3: Paying Off Your Original Loan<\/h3>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;3.29.3&#8243;][et_pb_text _builder_version=&#8221;3.29.3&#8243;]<\/p>\n<p>If you decide to move forward, we will pay off your current loan and use your car as collateral to set you up with your new refinanced loan agreement. We take care of all the paperwork, again with complete transparency to you.<\/p>\n<p>After that, the process is complete! You\u2019ll move forward with your new refinanced loan terms and lower monthly payments.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_5&#8243; _builder_version=&#8221;3.29.3&#8243;][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;3.29.3&#8243; background_color=&#8221;#023299&#8243;][et_pb_row _builder_version=&#8221;3.29.3&#8243; background_color=&#8221;#023299&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.29.3&#8243;][et_pb_text admin_label=&#8221;When should I refinance my vehicle?&#8221; _builder_version=&#8221;3.29.3&#8243; header_2_text_color=&#8221;#ffffff&#8221; background_color=&#8221;#023299&#8243;]<\/p>\n<h2>When Should I Refinance My Vehicle?<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;3.29.3&#8243; text_text_color=&#8221;#ffffff&#8221; background_color=&#8221;#023299&#8243;]<\/p>\n<p>When is the right time to refinance a car loan? If your credit has improved since you got your original loan, you might qualify for lower rates now. Additionally, if interest rates were high when you financed, lower ones may be available to you. If you originally borrowed from a dealership, it\u2019s also possible that your current rate is inflated because it includes an amount to compensate the dealer for financing your loan.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;3.29.3&#8243; text_text_color=&#8221;#ffffff&#8221; background_color=&#8221;#023299&#8243;]<\/p>\n<p>There are many reasons why you may be stuck with a high interest rate, but whatever your circumstance, our goal is to offer you new terms that better fit your current financial situation. <strong>Since you don\u2019t pay us unless you decide to accept the new loan, there\u2019s no downside to seeing if better terms are available to you now.<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;3.29.3&#8243;][et_pb_row _builder_version=&#8221;3.29.3&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.29.3&#8243;][et_pb_text admin_label=&#8221;Why don\u2019t more people refinance their car loans?&#8221; _builder_version=&#8221;3.29.3&#8243;]<\/p>\n<h2>Why Don\u2019t More People Refinance Their Car Loans?<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;3_5,2_5&#8243; _builder_version=&#8221;3.29.3&#8243;][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;3.29.3&#8243;][et_pb_text _builder_version=&#8221;3.29.3&#8243;]<\/p>\n<p>Paying off a car can put a lot of stress on families, and lower payments can make a big difference. So why don\u2019t more people refinance? <\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;3.29.3&#8243;]<\/p>\n<p>Many people assume there is a lot of hassle involved in an auto refinance. Many expect it will cost more time and money than it\u2019s worth. Others simply aren\u2019t aware that refinancing is an option. <\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.0.9&#8243;]<\/p>\n<p>The truth is, auto refinancing can involve a lot of work if you go it alone, but when you work with Honest Car Payment, we do almost everything for you. You simply <a href=\"https:\/\/www.routeone.net\/XRD\/xrdStart.do?dealerId=BA4MI\" target=\"_blank\" rel=\"noopener noreferrer\">complete the application<\/a>, wait for us to find you a better deal, and decide whether or not to proceed.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;3.29.3&#8243;][et_pb_image src=&#8221;https:\/\/honestcarpayment.com\/wp-content\/uploads\/2019\/11\/Cash-Back-Refinancing.jpg&#8221; _builder_version=&#8221;4.0.6&#8243;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;3.29.3&#8243; background_color=&#8221;#023299&#8243;][et_pb_row _builder_version=&#8221;3.29.3&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.29.3&#8243;][et_pb_cta title=&#8221;Ready To Get Started?&#8221; button_url=&#8221;https:\/\/www.routeone.net\/XRD\/xrdStart.do?dealerId=BA4MI&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Apply Now&#8221; _builder_version=&#8221;3.29.3&#8243; custom_button=&#8221;on&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;#e09900&#8243; button_use_icon=&#8221;off&#8221;]<\/p>\n<p>Apply online now to start saving money on your next auto loan payment. If you have questions, call us today at <a href=\"tel:8085341234\">(808) 534-1234<\/a> or <a href=\"\/contact\/\">send us an email<\/a>. When you&#8217;re ready, fill out our quick and easy application.<\/p>\n<p>[\/et_pb_cta][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Section &#8211; Light Grey Background&#8221; _builder_version=&#8221;3.24.1&#8243; background_color=&#8221;#f4f4f4&#8243; custom_margin=&#8221;||-2px|||&#8221; custom_padding=&#8221;50px||50px||false|&#8221; locked=&#8221;off&#8221;][et_pb_row admin_label=&#8221;Row &#8211; REVIEWS&#8221; _builder_version=&#8221;3.25&#8243; custom_margin=&#8221;0px|auto||auto||&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Reviews &#8230;.&#8221; _builder_version=&#8221;3.29.3&#8243; text_font=&#8221;||||||||&#8221; text_font_size=&#8221;21px&#8221; text_line_height=&#8221;1.5em&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;|800||on|||||&#8221; text_orientation=&#8221;center&#8221; width=&#8221;64%&#8221; width_tablet=&#8221;100%&#8221; width_phone=&#8221;&#8221; width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;0px||29px|||&#8221; text_text_align=&#8221;center&#8221;]<\/p>\n<h2 style=\"text-align: center;\">Reviews<\/h2>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Trusted by thousands of homeowners every single month.&#8221; _builder_version=&#8221;4.0.6&#8243; text_font=&#8221;||||||||&#8221; text_font_size=&#8221;21px&#8221; text_line_height=&#8221;1.5em&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;|800||on|||||&#8221; text_orientation=&#8221;center&#8221; width=&#8221;100%&#8221; width_tablet=&#8221;100%&#8221; width_phone=&#8221;&#8221; width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;0px||3px|||&#8221; text_text_align=&#8221;center&#8221;]<\/p>\n<p style=\"text-align: center;\"><strong>Trusted by thousands of car buyers. Here&#8217;s what our customers have to say about us.<\/strong><\/p>\n<p style=\"text-align: center;\"><strong><\/strong><\/p>\n<p>[\/et_pb_text][et_pb_code _builder_version=&#8221;4.0.6&#8243;]<\/p>\n<div data-token=\"7Ygy5bHM5qousLjvqofGkZmE788RLF60QOjAliA98fkPQy10Gg\" class=\"romw-reviews\"><\/div>\n<p> <!-- [et_pb_line_break_holder] --><script src=\"https:\/\/reviewsonmywebsite.com\/js\/embedLoader.js?id=16985fd9e429040ba7c6\" type=\"text\/javascript\"><\/script>[\/et_pb_code][et_pb_code _builder_version=&#8221;4.0.6&#8243; text_orientation=&#8221;center&#8221;]<\/p>\n<div data-token=\"JtdpBbLKzjIN0O4Ie9gz05Nqim9HW054gArjHChDseQbGkF8ww\" class=\"romw-badge\"><\/div>\n<p><!-- [et_pb_line_break_holder] --><script src=\"https:\/\/reviewsonmywebsite.com\/js\/embedLoader.js?id=16985fd9e429040ba7c6\" type=\"text\/javascript\"><\/script>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You may be paying more on your car loan every month than you need to. Auto refinancing can save you money by lowering your interest rate and your monthly payment. At Honest Car Payment, refinancing is quick, easy, and transparent.What is Auto Refinance?Refinancing your car means replacing your existing loan with a new one. Finding [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Auto Refinance 101: How to Refinance a Car Loan<\/title>\n<meta name=\"description\" content=\"Learn what auto refinance is and how to refinance a car loan with our helpful step by step instructions. 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