Our Customers Save An Average of Over $4,900!
Find out how much you could save through our transparent process.
Honest Car Payment Reviews
Our Customers Save An Average of Over $4,900! Find out how much you could save through our transparent process.
It Takes Just a Few Easy Steps
Step 1
Fill out our application and confirm your information.
Step 2
You'll be contacted within 2 business days with your new loan terms.
Step 3
We will pay off your current loan, and handle all your paperwork.
About The Founders:
Exposing The Brutal Truth About Modern Car Loans
Mark & Mary started Honest Car Payment in 2018 after a combined 40+ years in the automotive industry having owned and/or operated some 17 new car franchises across the country.
The Bensons witnessed way too much 𝘶𝘯𝘧𝘢𝘪𝘳𝘯𝘦𝘴𝘴 in the automotive industry which led them to become consumer advocates as the owners of Honest Car Payment where they are committed to bringing transparency & trust into car financing.
Their real passion is their involvement in the non-profit world and paying it forward, so Honest Car Payment is a natural extension of their values. Since they arrived in Honolulu in 2012, Mary has held board positions with the Honolulu Zoo Society, the Rotary Club of Honolulu Sunrise, the Junior League of Honolulu, Damien Memorial School and Kalihi Business Association. Mark has served with the Aloha Council Boy Scouts of America, New Hope Oahu, and the Hawaii Automobile Dealer Association.
The Bensons embrace the idea that giving back is how they show gratefulness. They have helped countless families save thousands on their vehicles and they are just getting started.
Start Saving On Your Auto Loan Now
Applying online takes just a few minutes, and you’ll receive a good faith estimate on potential savings.
More Reviews
Our Customers Save An Average of Over $4,900! Find out how much you could save through our transparent process.
Frequently Asked Questions
Why should I refinance my vehicle?
Simple…lowering your monthly payment will save you money! Life happens and your credit may have experienced some bumps and bruises. You’re not alone. At Honest Car Payment we have access to numerous lenders, ensuring you’re getting the lowest terms possible on your auto loan.
I’ve refinanced my home mortgage; can the same thing be done with my auto loan?
Absolutely! It’s like restructuring your home mortgage to a lower payment. Honest Car Payment specializes in refinancing auto loans, which could possibly save you hundreds or even thousands of dollars.
Can Honest Car Payment refinance my truck?
Honest Car Payment can refinance cars, trucks, SUVs, and RVs. Unfortunately, we are currently unable to refinance commercial vehicles, motorcycles or lease buyouts.
What do you need from me to refinance my auto loan?
Fill out the brief application which provides us with general information about you, your current auto loan, your vehicle and any auto warranties. This information helps us find the best terms you qualify for with our lending partners.
Will refinancing my auto loan affect my credit score?
After submitting the application, a soft credit inquiry will made which has no impact to your credit score. If you choose to move forward with refinancing your auto loan, a hard inquiry will be made which will be recorded by the credit bureaus.
Do I keep making my existing car payment while working with Honest Car Payment?
YES! Please continue to make your existing car payment. Once approved, an Honest Car Payment manager will walk you through the next steps.